/* ==========================================================================
   JAYAKUMAR - LIC AGENT | PROFESSIONAL WEBSITE STYLESHEET
   Theme: Navy Blue & Golden Yellow
   Clean, Elegant, Responsive, No Heavy Animations
   ========================================================================== */

/* --- Google Fonts Import --- */
@import url('https://fonts.googleapis.com/css2?family=Outfit:wght@400;500;600;700;800&family=Plus+Jakarta+Sans:wght@400;500;600;700&display=swap');

/* --- Root Color Variables --- */
:root {
  /* Navy Blue Palette */
  --navy-darkest: #071326;
  --navy-primary: #0B1F3F;
  --navy-secondary: #132D54;
  --navy-light: #1E3E6D;
  --navy-subtle: #EDF2F9;

  /* Golden Yellow Palette */
  --gold-primary: #D4AF37;
  --gold-vibrant: #E5A93B;
  --gold-deep: #B8860B;
  --gold-light: #FBF3D5;
  --gold-badge-bg: #FFF8E7;

  /* Neutrals & UI */
  --bg-main: #F8FAFC;
  --bg-card: #FFFFFF;
  --text-dark: #0F172A;
  --text-muted: #475569;
  --text-light: #F8FAFC;
  --border-light: #E2E8F0;
  --border-gold: rgba(212, 175, 55, 0.35);

  /* Shadows */
  --shadow-sm: 0 2px 4px rgba(11, 31, 63, 0.05);
  --shadow-md: 0 4px 12px rgba(11, 31, 63, 0.08);
  --shadow-lg: 0 10px 25px rgba(11, 31, 63, 0.12);
  --shadow-gold: 0 4px 15px rgba(212, 175, 55, 0.2);

  /* Typography */
  --font-heading: 'Outfit', sans-serif;
  --font-body: 'Plus Jakarta Sans', sans-serif;
}

/* --- Base Resets & Mobile Viewport Protection --- */
*, *::before, *::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
  text-size-adjust: 100%;
  overflow-x: hidden;
  width: 100%;
  max-width: 100vw;
}

body {
  font-family: var(--font-body);
  background-color: var(--bg-main);
  color: var(--text-dark);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
  width: 100%;
  max-width: 100vw;
  position: relative;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  color: var(--navy-primary);
  font-weight: 700;
  line-height: 1.25;
}

a {
  text-decoration: none;
  color: inherit;
  transition: color 0.2s ease;
}

img, svg, picture, video {
  max-width: 100%;
  height: auto;
  display: block;
}

input, select, textarea, button {
  font-family: inherit;
  font-size: 16px; /* Prevents auto-zoom on iOS Safari on mobile */
}

ul {
  list-style: none;
}

.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

/* --- Top Announcement Bar --- */
.top-bar {
  background-color: var(--navy-darkest);
  color: var(--text-light);
  font-size: 0.875rem;
  padding: 8px 0;
  border-bottom: 1px solid rgba(212, 175, 55, 0.25);
}

.top-bar-content {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}

.top-bar-links {
  display: flex;
  align-items: center;
  gap: 20px;
}

.top-bar-item {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: #E2E8F0;
}

.top-bar-item svg {
  color: var(--gold-vibrant);
  width: 15px;
  height: 15px;
}

.top-bar-item a:hover {
  color: var(--gold-primary);
}

/* --- Main Navigation Header (Exactly 5 Menus) --- */
.main-header {
  background-color: var(--navy-primary);
  border-bottom: 3px solid var(--gold-primary);
  position: sticky;
  top: 0;
  z-index: 1000;
  box-shadow: var(--shadow-md);
}

.navbar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  height: 80px;
}

.brand-logo {
  display: flex;
  align-items: center;
  gap: 14px;
}

.brand-lic-logo {
  height: 52px;
  width: auto;
  object-fit: contain;
  display: block;
  background: transparent;
  padding: 0;
  border: none;
  box-shadow: none;
  filter: drop-shadow(0 2px 4px rgba(0, 0, 0, 0.2));
  transition: transform 0.2s ease;
}

.brand-logo:hover .brand-lic-logo {
  transform: scale(1.03);
}

.brand-text h1 {
  font-size: 1.3rem;
  color: #FFFFFF;
  letter-spacing: 0.5px;
  margin: 0;
  text-transform: uppercase;
}

.brand-text p {
  font-size: 0.72rem;
  color: var(--gold-primary);
  font-weight: 700;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  margin: 0;
}

.footer-lic-logo {
  height: 54px;
  width: auto;
  object-fit: contain;
  display: inline-block;
  background: transparent;
  padding: 0;
  border: none;
  box-shadow: none;
  margin-bottom: 16px;
  filter: drop-shadow(0 2px 4px rgba(0, 0, 0, 0.25));
}

/* --- Ambient Background Glow (Mouse Drag / Move Follower) --- */
.ambient-mouse-glow {
  position: fixed;
  inset: 0;
  width: 100%;
  height: 100%;
  pointer-events: none;
  z-index: 0;
  overflow: hidden;
  background: radial-gradient(
    circle 480px at var(--mouse-x, 50%) var(--mouse-y, 50%),
    rgba(212, 175, 55, 0.09),
    rgba(11, 31, 63, 0.04) 40%,
    transparent 80%
  );
  transition: opacity 0.25s ease;
}

body.mouse-drag-active .ambient-mouse-glow {
  background: radial-gradient(
    circle 580px at var(--mouse-x, 50%) var(--mouse-y, 50%),
    rgba(212, 175, 55, 0.18),
    rgba(229, 169, 59, 0.1) 45%,
    transparent 80%
  );
}

@media (hover: none) and (pointer: coarse) {
  .ambient-mouse-glow {
    display: none;
  }
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 8px;
}

.nav-links li a {
  position: relative;
  display: inline-block;
  color: #E2E8F0;
  font-size: 0.95rem;
  font-weight: 600;
  padding: 8px 16px;
  border-radius: 6px;
  transition: all 0.25s cubic-bezier(0.4, 0, 0.2, 1);
  border: 1px solid transparent;
}

.nav-links li a:hover {
  background-color: rgba(212, 175, 55, 0.16);
  color: var(--gold-primary);
  border-color: rgba(212, 175, 55, 0.45);
  box-shadow: 0 0 16px rgba(212, 175, 55, 0.5), inset 0 0 8px rgba(212, 175, 55, 0.2);
  text-shadow: 0 0 10px rgba(212, 175, 55, 0.5);
}

.nav-links li a.active {
  background: linear-gradient(135deg, var(--gold-primary), var(--gold-vibrant));
  color: var(--navy-darkest);
  font-weight: 700;
  border-color: var(--gold-vibrant);
  box-shadow: 0 0 20px rgba(212, 175, 55, 0.65), 0 2px 8px rgba(0, 0, 0, 0.2);
}

.nav-links li a:active,
.nav-links li a.menu-clicked {
  transform: scale(0.96);
  box-shadow: 0 0 25px rgba(212, 175, 55, 0.85), inset 0 0 12px rgba(255, 255, 255, 0.5);
}

/* --- Navigation Dropdown Menu --- */
.nav-dropdown-item {
  position: relative;
}

.dropdown-trigger {
  display: inline-flex !important;
  align-items: center;
  gap: 6px;
  cursor: pointer;
  user-select: none;
}

.dropdown-caret {
  width: 18px;
  height: 18px;
  transition: transform 0.25s ease;
  fill: currentColor;
  flex-shrink: 0;
}

.nav-dropdown-item:hover .dropdown-caret,
.nav-dropdown-item.is-open .dropdown-caret {
  transform: rotate(180deg);
}

/* Dropdown Menu Container (Desktop) */
.dropdown-menu {
  position: absolute;
  top: calc(100% + 8px);
  left: 50%;
  transform: translateX(-50%) translateY(10px);
  min-width: 310px;
  background: rgba(8, 23, 48, 0.97);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1.5px solid var(--gold-primary);
  border-radius: 12px;
  box-shadow: 0 16px 40px rgba(0, 0, 0, 0.6), 0 0 24px rgba(212, 175, 55, 0.25);
  padding: 8px;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: opacity 0.25s ease, transform 0.25s cubic-bezier(0.4, 0, 0.2, 1), visibility 0.25s ease;
  z-index: 1100;
  display: flex;
  flex-direction: column;
  gap: 3px;
}

/* Bridge to prevent accidental menu closure */
.dropdown-menu::before {
  content: "";
  position: absolute;
  top: -12px;
  left: 0;
  right: 0;
  height: 12px;
}

/* Open states: hover, focus, or explicit click toggle */
.nav-dropdown-item:hover .dropdown-menu,
.nav-dropdown-item:focus-within .dropdown-menu,
.nav-dropdown-item.is-open .dropdown-menu {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: translateX(-50%) translateY(0);
}

.dropdown-menu li {
  width: 100%;
}

.dropdown-menu li a {
  display: flex !important;
  align-items: center;
  gap: 12px;
  padding: 8px 12px !important;
  border-radius: 8px;
  color: #E2E8F0 !important;
  transition: all 0.2s cubic-bezier(0.4, 0, 0.2, 1) !important;
  border: 1px solid transparent !important;
  background: transparent !important;
  text-align: left !important;
  box-shadow: none !important;
  font-weight: 500;
}

.dropdown-menu li a:hover,
.dropdown-menu li a:focus {
  background: rgba(212, 175, 55, 0.15) !important;
  color: #FFFFFF !important;
  border-color: rgba(212, 175, 55, 0.45) !important;
  transform: translateX(4px);
  box-shadow: 0 0 14px rgba(212, 175, 55, 0.25) !important;
}

.dropdown-link-icon {
  width: 32px;
  height: 32px;
  border-radius: 6px;
  background: rgba(212, 175, 55, 0.12);
  border: 1px solid rgba(212, 175, 55, 0.35);
  color: var(--gold-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: transform 0.2s ease, background 0.2s ease, color 0.2s ease;
}

.dropdown-menu li a:hover .dropdown-link-icon {
  background: var(--gold-primary);
  color: var(--navy-darkest);
  transform: scale(1.08);
}

.dropdown-link-icon svg {
  width: 17px;
  height: 17px;
}

.dropdown-link-text {
  display: flex;
  flex-direction: column;
}

.dropdown-link-title {
  font-size: 0.92rem;
  font-weight: 700;
  color: #FFFFFF;
  line-height: 1.2;
}

.dropdown-link-desc {
  font-size: 0.74rem;
  color: #94A3B8;
  margin-top: 2px;
}

.dropdown-menu li a:hover .dropdown-link-desc {
  color: var(--gold-light);
}

.dropdown-footer-item {
  margin-top: 4px;
  border-top: 1px solid rgba(212, 175, 55, 0.2);
  padding-top: 4px;
}

.dropdown-view-all {
  justify-content: space-between !important;
  font-size: 0.85rem !important;
  font-weight: 700 !important;
  color: var(--gold-primary) !important;
  padding: 8px 12px !important;
  background: rgba(212, 175, 55, 0.08) !important;
}

.dropdown-view-all:hover {
  background: rgba(212, 175, 55, 0.22) !important;
  color: #FFFFFF !important;
}

.dropdown-arrow {
  transition: transform 0.2s ease;
}

.dropdown-view-all:hover .dropdown-arrow {
  transform: translateX(4px);
}

.header-cta-btn {
  background: linear-gradient(135deg, var(--gold-primary), var(--gold-vibrant));
  color: var(--navy-darkest);
  padding: 10px 18px;
  font-weight: 700;
  font-size: 0.875rem;
  border-radius: 6px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border: none;
  cursor: pointer;
  transition: background 0.2s ease, transform 0.1s ease;
}

.header-cta-btn:hover {
  background: linear-gradient(135deg, var(--gold-vibrant), var(--gold-deep));
  color: #FFFFFF;
}

/* --- Burger Button (Mobile) --- */
.burger-btn {
  display: none;
  background: rgba(212, 175, 55, 0.12);
  border: 1.5px solid var(--gold-primary);
  border-radius: 8px;
  width: 44px;
  height: 44px;
  padding: 10px 8px;
  cursor: pointer;
  flex-direction: column;
  justify-content: space-between;
  align-items: center;
  transition: all 0.25s ease;
  z-index: 1001;
}

.burger-btn:hover,
.burger-btn:focus {
  background: rgba(212, 175, 55, 0.25);
  box-shadow: 0 0 14px rgba(212, 175, 55, 0.5);
  outline: none;
}

.burger-bar {
  display: block;
  width: 24px;
  height: 2.5px;
  background-color: var(--gold-primary);
  border-radius: 3px;
  transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  transform-origin: center;
}

/* Burger Animation to 'X' */
.burger-btn.is-active .burger-bar:nth-child(1) {
  transform: translateY(7.5px) rotate(45deg);
  background-color: #FFFFFF;
}

.burger-btn.is-active .burger-bar:nth-child(2) {
  opacity: 0;
  transform: scaleX(0);
}

.burger-btn.is-active .burger-bar:nth-child(3) {
  transform: translateY(-7.5px) rotate(-45deg);
  background-color: #FFFFFF;
}

.mobile-backdrop {
  position: fixed;
  inset: 0;
  background: rgba(7, 19, 38, 0.7);
  backdrop-filter: blur(4px);
  z-index: 998;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.3s ease, visibility 0.3s ease;
}

.mobile-backdrop.show {
  opacity: 1;
  visibility: visible;
}

.mobile-cta-item {
  display: none;
}

/* --- Hero Banner Component --- */
.hero-section {
  background: linear-gradient(145deg, var(--navy-primary) 0%, var(--navy-darkest) 100%);
  color: #FFFFFF;
  padding: 64px 0 54px;
  position: relative;
  border-bottom: 1px solid var(--border-gold);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 48px;
  align-items: center;
}

.hero-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(212, 175, 55, 0.15);
  border: 1px solid var(--gold-primary);
  color: var(--gold-primary);
  padding: 6px 16px;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 0.5px;
  margin-bottom: 20px;
  text-transform: uppercase;
}

.hero-title {
  font-size: 2.8rem;
  color: #FFFFFF;
  margin-bottom: 14px;
  letter-spacing: -0.5px;
}

.hero-title .highlight-gold {
  color: var(--gold-primary);
}

.hero-tagline {
  font-size: 1.35rem;
  color: var(--gold-light);
  font-weight: 500;
  margin-bottom: 18px;
  font-style: italic;
}

.hero-description {
  font-size: 1.05rem;
  color: #CBD5E1;
  margin-bottom: 28px;
  line-height: 1.7;
}

.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

/* --- Button Styles --- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 13px 26px;
  font-size: 0.95rem;
  font-weight: 700;
  border-radius: 6px;
  cursor: pointer;
  transition: all 0.2s ease;
  border: none;
  font-family: var(--font-heading);
}

.btn-gold {
  background: linear-gradient(135deg, var(--gold-primary), var(--gold-vibrant));
  color: var(--navy-darkest);
  box-shadow: var(--shadow-gold);
}

.btn-gold:hover {
  background: linear-gradient(135deg, var(--gold-vibrant), var(--gold-deep));
  color: #FFFFFF;
}

.btn-outline-gold {
  background: transparent;
  color: var(--gold-primary);
  border: 2px solid var(--gold-primary);
}

.btn-outline-gold:hover {
  background: rgba(212, 175, 55, 0.12);
  color: #FFFFFF;
  border-color: #FFFFFF;
}

.btn-navy {
  background: var(--navy-primary);
  color: #FFFFFF;
}

.btn-navy:hover {
  background: var(--navy-secondary);
  color: var(--gold-primary);
}

/* --- Square Photo Placeholder Box (Home & About) --- */
.agent-photo-wrapper {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
}

.photo-placeholder-square {
  width: 100%;
  max-width: 360px;
  aspect-ratio: 1 / 1;
  background: var(--navy-secondary);
  border: 3px solid var(--gold-primary);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}

.agent-photo-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: top center;
  display: block;
}

.photo-caption-card {
  margin-top: 14px;
  background: var(--navy-secondary);
  border: 1px solid var(--gold-primary);
  border-radius: 8px;
  padding: 10px 18px;
  text-align: center;
  width: 100%;
  max-width: 360px;
}

.photo-caption-card h4 {
  color: #FFFFFF;
  font-size: 1rem;
  margin-bottom: 2px;
}

.photo-caption-card p {
  color: var(--gold-primary);
  font-size: 0.8rem;
  font-weight: 600;
}

/* --- Trust & Credentials Metric Bar --- */
.stats-banner {
  background: #FFFFFF;
  border-bottom: 1px solid var(--border-light);
  padding: 28px 0;
  box-shadow: var(--shadow-sm);
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.stat-item {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 16px 2px;
  border-right: 1px solid var(--border-light);
  border-radius: 10px;
  position: relative;
  overflow: hidden;
  transition: all 0.25s ease;
  cursor: default;
}

.stat-item::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(
    circle 180px at var(--card-x, -500px) var(--card-y, -500px),
    rgba(212, 175, 55, 0.14),
    transparent 70%
  );
  pointer-events: none;
  opacity: 0;
  transition: opacity 0.3s ease;
  z-index: 0;
}

.stat-item:hover::before {
  opacity: 1;
}

.stat-item:hover {
  background: #FCFBF7;
  box-shadow: 0 4px 18px rgba(212, 175, 55, 0.15);
  transform: translateY(-2px);
}

.stat-item:last-child {
  border-right: none;
}

.stat-icon {
  width: 50px;
  height: 50px;
  background: var(--gold-light);
  color: var(--gold-deep);
  border: 1px solid var(--gold-primary);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: transform 0.25s ease, box-shadow 0.25s ease;
  position: relative;
  z-index: 1;
}

.stat-item:hover .stat-icon {
  transform: scale(1.06);
  box-shadow: 0 0 14px rgba(212, 175, 55, 0.4);
}

.stat-icon svg {
  width: 26px;
  height: 26px;
}

.stat-info {
  position: relative;
  z-index: 1;
}

.stat-info h3,
.stat-counter {
  font-size: 1.7rem;
  color: var(--navy-primary);
  line-height: 1;
  margin-bottom: 4px;
  font-variant-numeric: tabular-nums;
  transition: color 0.25s ease;
}

.stat-item:hover .stat-counter,
.stat-item:hover .stat-counter-badge {
  color: var(--gold-deep);
  text-shadow: 0 0 12px rgba(212, 175, 55, 0.3);
}

.stat-info p {
  font-size: 0.75rem;
  color: var(--text-muted);
  font-weight: 600;
}

/* --- Section Headings --- */
.section {
  padding: 70px 0;
}

.section-header {
  text-align: center;
  max-width: 760px;
  margin: 0 auto 48px;
}

.section-subtitle {
  display: inline-block;
  color: var(--gold-deep);
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  margin-bottom: 8px;
  background: var(--gold-light);
  padding: 4px 14px;
  border-radius: 20px;
  border: 1px solid var(--gold-primary);
}

.section-title {
  font-size: 2.2rem;
  color: var(--navy-primary);
  margin-bottom: 12px;
}

.section-desc {
  font-size: 1.05rem;
  color: var(--text-muted);
}

/* --- Services Grid --- */
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.service-card {
  background: var(--bg-card);
  border: 1px solid var(--border-light);
  border-top: 4px solid var(--navy-primary);
  border-radius: 12px;
  padding: 28px;
  box-shadow: var(--shadow-sm);
  transition: border-color 0.25s ease, transform 0.25s ease, box-shadow 0.25s ease;
  display: flex;
  flex-direction: column;
  position: relative;
  overflow: hidden;
  cursor: pointer;
}

/* Card Interactive Mouse Spotlight Glow */
.service-card::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(
    circle 240px at var(--card-x, -500px) var(--card-y, -500px),
    rgba(212, 175, 55, 0.16),
    transparent 70%
  );
  pointer-events: none;
  opacity: 0;
  transition: opacity 0.3s ease;
  border-radius: inherit;
  z-index: 0;
}

.service-card:hover::before {
  opacity: 1;
}

.service-card > * {
  position: relative;
  z-index: 1;
}

.service-card:hover {
  border-top-color: var(--gold-primary);
  border-color: var(--gold-primary);
  transform: translateY(-5px);
  box-shadow: 0 12px 30px rgba(212, 175, 55, 0.22), 0 0 20px rgba(212, 175, 55, 0.12);
}

.service-card:active {
  transform: translateY(-2px) scale(0.99);
  box-shadow: 0 8px 24px rgba(212, 175, 55, 0.35), 0 0 28px rgba(212, 175, 55, 0.3);
}

.service-card.featured {
  border-top-color: var(--gold-primary);
  background: #FCFBF7;
  border-color: var(--border-gold);
  box-shadow: 0 4px 15px rgba(212, 175, 55, 0.12);
}

.service-icon {
  width: 56px;
  height: 56px;
  background: var(--navy-subtle);
  border: 1px solid rgba(11, 31, 63, 0.15);
  color: var(--navy-primary);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}

.service-card:hover .service-icon,
.service-card.featured .service-icon {
  background: var(--gold-light);
  color: var(--gold-deep);
  border-color: var(--gold-primary);
}

.service-icon svg {
  width: 28px;
  height: 28px;
}

.service-title {
  font-size: 1.3rem;
  color: var(--navy-primary);
  margin-bottom: 6px;
}

.service-tagline {
  font-size: 0.875rem;
  color: var(--gold-deep);
  font-weight: 700;
  margin-bottom: 14px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.service-points {
  margin-bottom: 20px;
  flex-grow: 1;
}

.service-points li {
  position: relative;
  padding-left: 20px;
  font-size: 0.9rem;
  color: var(--text-muted);
  margin-bottom: 8px;
}

.service-points li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--gold-deep);
  font-weight: 800;
}

.service-footer-link {
  color: var(--navy-primary);
  font-weight: 700;
  font-size: 0.9rem;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.service-footer-link:hover {
  color: var(--gold-deep);
}

/* --- Achievements & Recognition Section --- */
.achievements-section {
  background: linear-gradient(180deg, #F1F5F9 0%, #E2E8F0 100%);
  border-top: 1px solid var(--border-light);
  border-bottom: 1px solid var(--border-light);
}

.achievements-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}

.achievement-card {
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  border-radius: 10px;
  padding: 24px 20px;
  text-align: center;
  box-shadow: var(--shadow-sm);
  position: relative;
}

.achievement-badge-top {
  position: absolute;
  top: -10px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--navy-primary);
  color: var(--gold-primary);
  font-size: 0.7rem;
  font-weight: 700;
  padding: 2px 10px;
  border-radius: 10px;
  border: 1px solid var(--gold-primary);
  text-transform: uppercase;
  white-space: nowrap;
}

.achievement-icon {
  width: 52px;
  height: 52px;
  background: var(--gold-light);
  color: var(--gold-deep);
  border: 1px solid var(--gold-primary);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 10px auto 14px;
}

.achievement-icon svg {
  width: 26px;
  height: 26px;
}

.achievement-card h3 {
  font-size: 1.15rem;
  margin-bottom: 6px;
  color: var(--navy-primary);
}

.achievement-card p {
  font-size: 0.85rem;
  color: var(--text-muted);
}

/* --- Special Grandchildren Plan Banner Card --- */
.special-plan-banner {
  background: linear-gradient(135deg, var(--navy-primary) 0%, var(--navy-darkest) 100%);
  border-radius: 14px;
  border: 2px solid var(--gold-primary);
  color: #FFFFFF;
  padding: 44px;
  box-shadow: var(--shadow-lg);
  margin-top: 40px;
}

.special-plan-grid {
  display: grid;
  grid-template-columns: 1.4fr 0.6fr;
  gap: 36px;
  align-items: center;
}

.special-plan-badge {
  background: var(--gold-primary);
  color: var(--navy-darkest);
  padding: 4px 14px;
  border-radius: 4px;
  font-size: 0.8rem;
  font-weight: 800;
  text-transform: uppercase;
  display: inline-block;
  margin-bottom: 12px;
}

.special-plan-content h3 {
  color: #FFFFFF;
  font-size: 1.8rem;
  margin-bottom: 12px;
}

.special-plan-content p {
  color: #CBD5E1;
  font-size: 1rem;
  margin-bottom: 16px;
}

.special-plan-highlights {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
  margin-top: 14px;
}

.plan-pill {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid var(--gold-primary);
  padding: 6px 14px;
  border-radius: 6px;
  font-size: 0.85rem;
  color: var(--gold-light);
  font-weight: 600;
}

/* --- Page Hero Component (For inner pages) --- */
.page-hero {
  background: linear-gradient(145deg, var(--navy-primary) 0%, var(--navy-darkest) 100%);
  color: #FFFFFF;
  padding: 50px 0;
  border-bottom: 3px solid var(--gold-primary);
  text-align: center;
}

.page-hero-title {
  font-size: 2.4rem;
  color: #FFFFFF;
  margin-bottom: 10px;
}

.page-hero-subtitle {
  font-size: 1.1rem;
  color: var(--gold-light);
  max-width: 650px;
  margin: 0 auto;
}

/* --- About Page Specifics --- */
.about-grid {
  display: grid;
  grid-template-columns: 360px 1fr;
  gap: 48px;
  align-items: start;
}

.about-card-box {
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  border-radius: 12px;
  padding: 36px;
  box-shadow: var(--shadow-sm);
}

.about-card-box h3 {
  font-size: 1.4rem;
  color: var(--navy-primary);
  margin-bottom: 14px;
  border-bottom: 2px solid var(--gold-primary);
  padding-bottom: 8px;
  display: inline-block;
}

.experience-list {
  margin: 20px 0;
}

.experience-list li {
  position: relative;
  padding-left: 28px;
  margin-bottom: 16px;
  font-size: 1rem;
  color: var(--text-dark);
}

.experience-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 6px;
  width: 14px;
  height: 14px;
  background-color: var(--gold-primary);
  border-radius: 3px;
}

.credentials-table {
  width: 100%;
  border-collapse: collapse;
  margin: 24px 0;
}

.credentials-table tr {
  border-bottom: 1px solid var(--border-light);
}

.credentials-table td {
  padding: 12px 14px;
  font-size: 0.95rem;
}

.credentials-table td:first-child {
  font-weight: 700;
  color: var(--navy-primary);
  width: 40%;
  background: var(--navy-subtle);
}

.credentials-table td:last-child {
  color: var(--text-muted);
}

/* --- Contact Page Specifics --- */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 40px;
}

.contact-info-card {
  background: var(--navy-primary);
  color: #FFFFFF;
  border: 2px solid var(--gold-primary);
  border-radius: 12px;
  padding: 36px;
  box-shadow: var(--shadow-lg);
}

.contact-info-card h3 {
  color: #FFFFFF;
  font-size: 1.5rem;
  margin-bottom: 10px;
}

.contact-info-card p {
  color: #CBD5E1;
  font-size: 0.95rem;
  margin-bottom: 28px;
}

.contact-detail-row {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: 22px;
}

.contact-icon-box {
  width: 44px;
  height: 44px;
  background: rgba(212, 175, 55, 0.2);
  border: 1px solid var(--gold-primary);
  color: var(--gold-primary);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.contact-icon-box svg {
  width: 22px;
  height: 22px;
}

.contact-detail-text h4 {
  font-size: 0.85rem;
  color: var(--gold-primary);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 2px;
}

.contact-detail-text p,
.contact-detail-text a {
  font-size: 1.1rem;
  color: #FFFFFF;
  font-weight: 600;
}

.contact-detail-text a:hover {
  color: var(--gold-primary);
}

.contact-form-card {
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  border-radius: 12px;
  padding: 36px;
  box-shadow: var(--shadow-sm);
}

.contact-form-card h3 {
  font-size: 1.4rem;
  margin-bottom: 8px;
}

.form-group {
  margin-bottom: 18px;
}

.form-label {
  display: block;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--navy-primary);
  margin-bottom: 6px;
}

.form-control {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--border-light);
  border-radius: 6px;
  font-family: var(--font-body);
  font-size: 0.95rem;
  transition: border-color 0.2s ease;
  background: #FAFAFA;
}

.form-control:focus {
  outline: none;
  border-color: var(--gold-primary);
  background: #FFFFFF;
}

textarea.form-control {
  resize: vertical;
  min-height: 110px;
}

.form-help {
  display: block;
  margin-top: 5px;
  color: var(--text-muted);
  font-size: 0.78rem;
}

.form-status {
  min-height: 22px;
  margin: -4px 0 12px;
  font-size: 0.88rem;
  font-weight: 600;
}

.form-status.success {
  color: #167044;
}

.form-status.error {
  color: #B42318;
}

.form-honeypot {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.btn:disabled {
  cursor: wait;
  opacity: 0.65;
}

/* --- Call to Action Banner --- */
.cta-banner-strip {
  background: linear-gradient(135deg, var(--gold-primary) 0%, var(--gold-vibrant) 100%);
  color: var(--navy-darkest);
  padding: 44px 0;
  text-align: center;
}

.cta-banner-strip h2 {
  color: var(--navy-darkest);
  font-size: 2rem;
  margin-bottom: 8px;
}

.cta-banner-strip p {
  font-size: 1.1rem;
  font-weight: 500;
  margin-bottom: 20px;
  color: #2D2400;
}

/* --- Footer --- */
.site-footer {
  background-color: var(--navy-darkest);
  color: #94A3B8;
  border-top: 3px solid var(--gold-primary);
  padding-top: 54px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 36px;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-brand h3 {
  color: #FFFFFF;
  font-size: 1.3rem;
  margin-bottom: 4px;
}

.footer-brand .tag {
  color: var(--gold-primary);
  font-size: 0.85rem;
  font-weight: 700;
  margin-bottom: 14px;
  display: block;
}

.footer-brand p {
  font-size: 0.9rem;
  line-height: 1.6;
}

.footer-column h4 {
  color: #FFFFFF;
  font-size: 1.05rem;
  margin-bottom: 16px;
  position: relative;
  padding-bottom: 8px;
}

.footer-column h4::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: 0;
  width: 28px;
  height: 2px;
  background: var(--gold-primary);
}

.footer-links li {
  margin-bottom: 10px;
}

.footer-links li a {
  font-size: 0.9rem;
  color: #CBD5E1;
  transition: color 0.2s ease;
}

.footer-links li a:hover {
  color: var(--gold-primary);
  padding-left: 4px;
}

.footer-bottom {
  padding: 20px 0;
  text-align: center;
  font-size: 0.85rem;
}

.footer-bottom p {
  color: #94A3B8;
}

.footer-tagline-quote {
  color: var(--gold-primary);
  font-weight: 600;
  margin-bottom: 4px;
}

/* ==========================================================================
   SERVICES & DETAIL COMPONENTS
   ========================================================================== */
.service-nav-tabs-wrapper {
  background: #FFFFFF;
  border-bottom: 1px solid var(--border-light);
  padding: 14px 0;
  margin-bottom: 32px;
  box-shadow: var(--shadow-sm);
  position: sticky;
  top: 80px;
  z-index: 900;
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
}

.service-nav-tabs {
  display: flex;
  align-items: center;
  gap: 8px;
  overflow-x: auto;
  padding: 4px 0 6px;
  scrollbar-width: thin;
  -webkit-overflow-scrolling: touch;
}

.service-nav-tabs::-webkit-scrollbar {
  height: 4px;
}
.service-nav-tabs::-webkit-scrollbar-thumb {
  background: var(--gold-primary);
  border-radius: 4px;
}

.service-nav-tab {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 16px;
  background: var(--bg-main);
  border: 1px solid var(--border-light);
  border-radius: 50px;
  color: var(--navy-primary);
  font-size: 0.88rem;
  font-weight: 600;
  white-space: nowrap;
  transition: all 0.2s cubic-bezier(0.4, 0, 0.2, 1);
  cursor: pointer;
  text-decoration: none;
  flex-shrink: 0;
}

.service-nav-tab:hover {
  background: #FFFDF7;
  border-color: var(--gold-primary);
  color: var(--gold-deep);
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(212, 175, 55, 0.2);
}

.service-nav-tab.active {
  background: linear-gradient(135deg, var(--navy-primary), var(--navy-darkest)) !important;
  color: var(--gold-primary) !important;
  border-color: var(--gold-primary) !important;
  box-shadow: 0 4px 14px rgba(11, 31, 63, 0.25), 0 0 10px rgba(212, 175, 55, 0.35) !important;
  font-weight: 700;
}

.single-service-box {
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  border-radius: 14px;
  padding: 36px;
  box-shadow: var(--shadow-sm);
  border-left: 6px solid var(--navy-primary);
  margin-bottom: 32px;
  transition: all 0.3s ease;
}

.single-service-box:hover {
  border-left-color: var(--gold-primary);
  box-shadow: 0 10px 30px rgba(212, 175, 55, 0.15);
}

.service-view-topbar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  margin-bottom: 24px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--border-light);
}

.back-to-all-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--navy-primary);
  font-weight: 600;
  font-size: 0.88rem;
  padding: 6px 14px;
  border-radius: 20px;
  background: var(--bg-main);
  border: 1px solid var(--border-light);
  transition: all 0.2s ease;
}

.back-to-all-btn:hover {
  background: var(--gold-light);
  border-color: var(--gold-primary);
  color: var(--gold-deep);
  transform: translateX(-3px);
}

.service-detail-header {
  display: flex;
  align-items: center;
  gap: 18px;
  margin-bottom: 24px;
  flex-wrap: wrap;
}

.service-detail-header .service-icon {
  margin-bottom: 0;
  flex-shrink: 0;
}

.service-detail-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 20px;
  margin: 24px 0 32px;
}

.service-feature-box {
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  border-left: 4px solid var(--gold-primary);
  border-radius: 10px;
  padding: 22px 20px;
  box-shadow: var(--shadow-sm);
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-left-color 0.25s ease;
}

.service-feature-box:hover {
  transform: translateY(-2px);
  border-left-color: var(--navy-primary);
  box-shadow: var(--shadow-md);
}

.service-feature-box h4 {
  font-size: 1.08rem;
  color: var(--navy-primary);
  margin-bottom: 6px;
}

.service-feature-box p {
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.6;
}

/* --- Highlight Feature Card & Timeline Steps (Special Plans) --- */
.highlight-feature-card {
  background: #FFFFFF;
  border: 1px solid var(--border-light);
  border-radius: 12px;
  padding: 32px 28px;
  margin-bottom: 24px;
  box-shadow: var(--shadow-sm);
}

.timeline-steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 20px;
  margin: 28px 0;
}

.step-box {
  background: var(--navy-subtle);
  border: 1px solid rgba(11, 31, 63, 0.15);
  border-radius: 8px;
  padding: 20px 18px;
  position: relative;
}

.step-number {
  width: 32px;
  height: 32px;
  background: var(--navy-primary);
  color: var(--gold-primary);
  font-weight: 700;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 12px;
  font-size: 0.9rem;
}

.step-box h4 {
  font-size: 1.02rem;
  color: var(--navy-primary);
  margin-bottom: 6px;
}

.step-box p {
  font-size: 0.88rem;
  color: var(--text-muted);
  line-height: 1.55;
}

.service-advisor-banner {
  margin-top: 32px;
  background: linear-gradient(135deg, var(--navy-primary) 0%, var(--navy-darkest) 100%);
  border-radius: 12px;
  padding: 24px 28px;
  color: #FFFFFF;
  border: 1px solid var(--gold-primary);
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 18px;
  box-shadow: var(--shadow-md);
}

.advisor-banner-info h3 {
  color: #FFFFFF;
  font-size: 1.2rem;
  margin-bottom: 4px;
}

.advisor-banner-info p {
  color: var(--gold-light);
  font-size: 0.9rem;
}

.advisor-highlights-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 14px;
  margin-top: 24px;
  margin-bottom: 24px;
}

.advisor-highlight-item {
  background: #FCFBF7;
  border: 1px solid rgba(212, 175, 55, 0.3);
  border-radius: 8px;
  padding: 12px 16px;
  display: flex;
  align-items: center;
  gap: 12px;
}

.advisor-highlight-item svg {
  width: 20px;
  height: 20px;
  color: var(--gold-deep);
  flex-shrink: 0;
}

.advisor-highlight-item span {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--navy-primary);
}

.service-detail-section {
  scroll-margin-top: 100px;
}

@keyframes serviceTargetPulse {
  0% {
    box-shadow: 0 0 0 3px var(--gold-primary), 0 0 30px rgba(212, 175, 55, 0.6);
    border-left-color: var(--gold-primary);
    transform: scale(1.01);
  }
  70% {
    box-shadow: 0 0 0 2px var(--gold-primary), 0 0 20px rgba(212, 175, 55, 0.4);
    border-left-color: var(--gold-primary);
  }
  100% {
    box-shadow: var(--shadow-sm);
    transform: scale(1);
  }
}

.service-detail-section:target,
.service-detail-section.section-targeted {
  animation: serviceTargetPulse 2.4s ease-out;
  border-left-color: var(--gold-primary) !important;
}

/* ==========================================================================
   FLOATING WHATSAPP BUTTON COMPONENT
   ========================================================================== */
.whatsapp-float {
  position: fixed;
  bottom: 28px;
  right: 28px;
  width: 58px;
  height: 58px;
  background: linear-gradient(135deg, #25D366 0%, #128C7E 100%);
  color: #FFFFFF;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  text-decoration: none;
  box-shadow: 0 4px 18px rgba(37, 211, 102, 0.45), 0 2px 6px rgba(0, 0, 0, 0.15);
  z-index: 9999;
  transition: transform 0.3s cubic-bezier(0.175, 0.885, 0.32, 1.275), box-shadow 0.3s ease, background 0.3s ease;
  cursor: pointer;
}

.whatsapp-float:hover {
  transform: translateY(-4px) scale(1.08);
  box-shadow: 0 8px 25px rgba(37, 211, 102, 0.6), 0 4px 12px rgba(0, 0, 0, 0.2);
  color: #FFFFFF;
}

.whatsapp-float:active {
  transform: translateY(-1px) scale(1.02);
}

.whatsapp-float::before {
  content: '';
  position: absolute;
  inset: -3px;
  border-radius: 50%;
  background: rgba(37, 211, 102, 0.35);
  z-index: -1;
  animation: waPulse 2.6s infinite ease-out;
  pointer-events: none;
}

@keyframes waPulse {
  0% {
    transform: scale(0.95);
    opacity: 0.9;
  }
  60% {
    transform: scale(1.28);
    opacity: 0;
  }
  100% {
    transform: scale(1.28);
    opacity: 0;
  }
}

.whatsapp-float svg {
  width: 30px;
  height: 30px;
  fill: #FFFFFF;
  transition: transform 0.3s ease;
}

.whatsapp-float:hover svg {
  transform: scale(1.05);
}

.whatsapp-tooltip {
  position: absolute;
  right: calc(100% + 12px);
  top: 50%;
  transform: translateY(-50%) translateX(6px);
  background: var(--navy-darkest, #071326);
  color: #FFFFFF;
  font-family: var(--font-body, 'Plus Jakarta Sans', sans-serif);
  font-size: 0.84rem;
  font-weight: 600;
  white-space: nowrap;
  padding: 6px 14px;
  border-radius: 20px;
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.25);
  pointer-events: none;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.25s ease, transform 0.25s cubic-bezier(0.175, 0.885, 0.32, 1.275), visibility 0.25s;
  border: 1px solid rgba(212, 175, 55, 0.4);
}

.whatsapp-tooltip::after {
  content: '';
  position: absolute;
  top: 50%;
  right: -5px;
  transform: translateY(-50%);
  border-width: 5px 0 5px 6px;
  border-style: solid;
  border-color: transparent transparent transparent var(--navy-darkest, #071326);
}

.whatsapp-float:hover .whatsapp-tooltip {
  opacity: 1;
  visibility: visible;
  transform: translateY(-50%) translateX(0);
}

/* ==========================================================================
   RESPONSIVE DESIGN SYSTEM (TABLETS & MOBILE OPTIMIZATION)
   ========================================================================== */

/* --- Medium Screens & Tablets (max-width: 992px) --- */
@media (max-width: 992px) {
  .hero-grid,
  .about-grid,
  .contact-grid,
  .special-plan-grid {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
  }

  .services-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
  }

  .achievements-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
  }

  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 28px;
  }

  .agent-photo-wrapper {
    margin-top: 10px;
  }
}

/* --- Mobile Devices & Portrait Tablets (max-width: 768px) --- */
@media (max-width: 768px) {
  .container {
    padding: 0 18px;
  }

  /* Top Bar */
  .top-bar {
    padding: 8px 0;
  }

  .top-bar-content {
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 8px;
  }

  .top-bar-links {
    justify-content: center;
    flex-wrap: wrap;
    gap: 8px 16px;
    font-size: 0.82rem;
  }

  /* Header & Navbar */
  .navbar {
    height: 68px;
  }

  .brand-logo {
    gap: 10px;
  }

  .brand-lic-logo {
    height: 44px;
    padding: 0;
  }

  .brand-text h1 {
    font-size: 1.15rem;
    letter-spacing: 0.3px;
  }

  .brand-text p {
    font-size: 0.65rem;
    letter-spacing: 0.8px;
  }

  .burger-btn {
    display: flex;
  }

  .header-cta-btn {
    display: none;
  }

  /* Mobile Slide-down Menu */
  .nav-links {
    position: fixed;
    top: 68px;
    left: 0;
    right: 0;
    width: 100%;
    max-height: calc(100vh - 68px);
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
    background: linear-gradient(180deg, var(--navy-primary) 0%, var(--navy-darkest) 100%);
    flex-direction: column;
    padding: 18px 20px 28px;
    border-bottom: 3px solid var(--gold-primary);
    box-shadow: 0 15px 35px rgba(0, 0, 0, 0.5);
    gap: 8px;
    z-index: 999;
    transform: translateY(-120%);
    opacity: 0;
    visibility: hidden;
    transition: transform 0.35s cubic-bezier(0.4, 0, 0.2, 1), opacity 0.3s ease, visibility 0.3s ease;
  }

  .nav-links.show {
    transform: translateY(0);
    opacity: 1;
    visibility: visible;
    display: flex;
  }

  .nav-links li {
    width: 100%;
  }

  .nav-links li a {
    display: block;
    width: 100%;
    padding: 12px 16px;
    font-size: 1rem;
    border-radius: 8px;
    text-align: center;
  }

  /* Mobile Dropdown Menu inside Nav Drawer */
  .nav-dropdown-item {
    width: 100%;
  }

  .nav-dropdown-item .dropdown-trigger {
    display: flex !important;
    justify-content: center;
    align-items: center;
    width: 100%;
  }

  .dropdown-menu {
    position: static;
    transform: none !important;
    opacity: 1;
    visibility: visible;
    display: none;
    max-height: 0;
    overflow: hidden;
    background: rgba(7, 19, 38, 0.85);
    border: 1px solid rgba(212, 175, 55, 0.35);
    border-radius: 8px;
    margin-top: 6px;
    padding: 0;
    box-shadow: none;
    pointer-events: auto;
    transition: max-height 0.35s ease, padding 0.2s ease;
  }

  .nav-dropdown-item.is-open .dropdown-menu {
    display: flex;
    max-height: 600px;
    padding: 8px;
    overflow-y: auto;
  }

  .nav-dropdown-item.is-open .dropdown-caret {
    transform: rotate(180deg);
  }

  .dropdown-menu li a {
    padding: 10px 14px !important;
    font-size: 0.95rem;
    text-align: left;
  }

  .mobile-cta-item {
    display: block;
    margin-top: 8px;
  }

  .mobile-call-btn {
    background: linear-gradient(135deg, var(--gold-primary), var(--gold-vibrant)) !important;
    color: var(--navy-darkest) !important;
    font-weight: 700 !important;
    box-shadow: 0 4px 15px rgba(212, 175, 55, 0.4);
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
  }

  /* Category Sticky Tab Switcher */
  .service-nav-tabs-wrapper {
    top: 68px;
    padding: 10px 0;
    margin-bottom: 24px;
  }

  /* Hero Section */
  .hero-section {
    padding: 40px 0 32px;
    text-align: center;
  }

  .hero-grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .hero-tag {
    margin: 0 auto 14px;
    font-size: 0.8rem;
    padding: 5px 14px;
  }

  .hero-title {
    font-size: 1.95rem;
    line-height: 1.25;
    margin-bottom: 10px;
    letter-spacing: -0.3px;
  }

  .hero-tagline {
    font-size: 1.1rem;
    margin-bottom: 14px;
  }

  .hero-description {
    font-size: 0.96rem;
    margin-bottom: 22px;
    line-height: 1.6;
  }

  .hero-actions {
    justify-content: center;
    gap: 12px;
  }

  .photo-placeholder-square {
    max-width: 280px;
    margin: 0 auto;
  }

  .photo-caption-card {
    max-width: 280px;
    margin: 12px auto 0;
  }

  /* Section Headings & Inner Heroes */
  .section {
    padding: 46px 0;
  }

  .section-header {
    margin-bottom: 30px;
  }

  .section-title {
    font-size: 1.75rem;
  }

  .section-desc {
    font-size: 0.96rem;
  }

  .page-hero {
    padding: 38px 0 32px;
  }

  .page-hero-title {
    font-size: 1.8rem;
    line-height: 1.25;
    margin-bottom: 8px;
  }

  .page-hero-subtitle {
    font-size: 0.95rem;
  }

  /* Grids & Cards */
  .stats-banner {
    padding: 16px 0;
  }

  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 10px;
  }

  .stat-item {
    padding: 12px 14px;
    border-right: none;
    border-bottom: none;
    background: #FCFBF7;
    border: 1px solid var(--border-light);
    border-radius: 8px;
    gap: 12px;
  }

  .stat-icon {
    width: 44px;
    height: 44px;
  }

  .stat-icon svg {
    width: 22px;
    height: 22px;
  }

  .stat-counter {
    font-size: 1.4rem;
  }

  .stat-info p {
    font-size: 0.72rem;
  }

  .services-grid,
  .achievements-grid,
  .footer-grid,
  .about-grid,
  .contact-grid,
  .special-plan-grid,
  .service-detail-grid,
  .timeline-steps,
  .advisor-highlights-grid {
    grid-template-columns: 1fr;
  }

  .single-service-box,
  .about-card-box,
  .contact-info-card,
  .contact-form-card,
  .special-plan-banner,
  .highlight-feature-card {
    padding: 24px 18px;
    border-radius: 10px;
  }

  .service-card {
    padding: 22px 18px;
  }

  .service-detail-header {
    flex-direction: column;
    align-items: flex-start;
    gap: 12px;
  }

  .service-detail-header h2 {
    font-size: 1.35rem;
  }

  .service-view-topbar {
    flex-direction: column;
    align-items: flex-start;
    gap: 10px;
  }

  .service-advisor-banner {
    flex-direction: column;
    align-items: flex-start;
    padding: 22px 18px;
    gap: 16px;
  }

  .service-advisor-banner .btn {
    width: 100%;
  }

  .cta-banner-strip {
    padding: 36px 0;
  }

  .cta-banner-strip h2 {
    font-size: 1.55rem;
  }

  .cta-banner-strip p {
    font-size: 0.98rem;
  }

  .site-footer {
    padding-top: 36px;
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 24px;
    padding-bottom: 28px;
  }

  .footer-column h4 {
    margin-bottom: 10px;
  }

  .credentials-table td {
    padding: 10px 8px;
    font-size: 0.88rem;
    word-break: break-word;
  }
}

/* --- Compact Mobile Screens (max-width: 480px) --- */
@media (max-width: 480px) {
  .container {
    padding: 0 14px;
  }

  /* Compact Navbar */
  .navbar {
    height: 62px;
  }

  .brand-logo {
    gap: 8px;
  }

  .brand-lic-logo {
    height: 38px;
    padding: 0;
  }

  .brand-text h1 {
    font-size: 1.05rem;
    letter-spacing: 0.2px;
  }

  .brand-text p {
    font-size: 0.6rem;
    letter-spacing: 0.6px;
  }

  .burger-btn {
    width: 38px;
    height: 38px;
    padding: 8px 6px;
  }

  .burger-bar {
    width: 20px;
    height: 2px;
  }

  .burger-btn.is-active .burger-bar:nth-child(1) {
    transform: translateY(6px) rotate(45deg);
  }

  .burger-btn.is-active .burger-bar:nth-child(3) {
    transform: translateY(-6px) rotate(-45deg);
  }

  .nav-links {
    top: 62px;
    max-height: calc(100vh - 62px);
    padding: 14px 14px 24px;
  }

  .service-nav-tabs-wrapper {
    top: 62px;
    padding: 8px 0;
    margin-bottom: 18px;
  }

  .service-nav-tab {
    padding: 6px 12px;
    font-size: 0.82rem;
  }

  /* Compact Hero */
  .hero-section {
    padding: 30px 0 26px;
  }

  .hero-title {
    font-size: 1.62rem;
    letter-spacing: -0.2px;
  }

  .hero-tagline {
    font-size: 0.98rem;
    margin-bottom: 10px;
  }

  .hero-description {
    font-size: 0.9rem;
    margin-bottom: 18px;
  }

  .hero-actions {
    flex-direction: column;
    width: 100%;
    gap: 10px;
  }

  .hero-actions .btn,
  .btn {
    width: 100%;
    padding: 12px 18px;
    font-size: 0.92rem;
    text-align: center;
  }

  .stats-grid {
    grid-template-columns: 1fr;
    gap: 8px;
  }

  .stat-item {
    padding: 10px 12px;
  }

  .stat-counter {
    font-size: 1.35rem;
  }

  /* Inner Pages */
  .section {
    padding: 34px 0;
  }

  .section-title {
    font-size: 1.45rem;
  }

  .page-hero {
    padding: 30px 0 24px;
  }

  .page-hero-title {
    font-size: 1.45rem;
  }

  .single-service-box,
  .about-card-box,
  .contact-info-card,
  .contact-form-card,
  .special-plan-banner,
  .highlight-feature-card {
    padding: 18px 14px;
  }

  .credentials-table {
    display: block;
    width: 100%;
  }

  .credentials-table tbody {
    display: block;
    width: 100%;
  }

  .credentials-table tr {
    display: flex;
    flex-direction: column;
    border-bottom: 1px solid var(--border-light);
    padding: 8px 0;
  }

  .credentials-table td:first-child {
    width: 100%;
    background: transparent;
    padding: 2px 0;
    color: var(--navy-primary);
    font-weight: 700;
  }

  .credentials-table td:last-child {
    width: 100%;
    padding: 2px 0;
  }

  .special-plan-banner {
    padding: 20px 14px;
  }

  .special-plan-content h3 {
    font-size: 1.35rem;
  }

  .special-plan-highlights {
    flex-direction: column;
    gap: 8px;
  }

  .plan-pill {
    text-align: center;
  }

  .contact-detail-row {
    gap: 12px;
  }

  .contact-detail-text p,
  .contact-detail-text a {
    font-size: 0.95rem;
    word-break: break-word;
  }

  .form-control {
    padding: 10px 12px;
    font-size: 16px;
  }

  .whatsapp-float {
    bottom: 18px;
    right: 18px;
    width: 50px;
    height: 50px;
  }

  .whatsapp-float svg {
    width: 26px;
    height: 26px;
  }

  .whatsapp-tooltip {
    display: none;
  }
}
